My youngest son stands in the ruins of his childhood home

You know the jingle, “Like a good neighbor, State Farm is there.”

As a wildfire survivor who has suffered a total loss of property and pets, who has also been a customer of State Farm’s since I was sixteen, I’m not convinced that’s true.

Let’s play a game. Look around your room. Memorize what you can. Now close your eyes and recall every single thing in that room. Not just the furniture; every book…